Airtasker Insurance covers the Airtasker Worker for their liability to third parties for personal injury or property damage whilst performing certain task activities
Airtasker Insurance is provided by CGU - one of Australia’s most reputable and innovative insurance brands
Please note this is a summary of the Airtasker third party liability insurance policy ONLY. Nothing contained herein is general or personal advice. Furthermore, it is declared and agreed that nothing contained in this summary should be understood to be an express or implied condition, term or exclusion which forms part of the Insurer Policy terms and conditions or be relied upon in the event of a Claim. Please contact Airtasker for access to the Certificate of Currency and/or Insurance Policy Schedule and/or Policy Wording for information as to the specific coverage, terms, conditions and exclusions afforded by the Insurer in the event of an incident, occurrence or Claim. Please also note that each Claim is subject to an Excess payable by the Airtasker Worker - full details of the Policy, its coverage and exclusions including the applicable excess details are available on request by the Airtasker Worker.
Airtasker Insurance is a third party liability policy covering up to $20 million that insures Airtasker Workers registered in the Airtasker marketplace for their liability to third parties for personal injury or property damage whilst performing covered activities during a task and within policy terms and conditions.
If an Airtasker Worker is liable for injury to, or damage to property of, a Job Poster or someone else as a result of performing covered activities, Airtasker Insurance can help to cover the liability of the Airtasker Worker. Please refer to the Help Centre for more information on how Airtasker Insurance works for Job Posters.
Airtasker Workers are primarily responsible for the work they carry out under a Task Contract and may be liable for consequences that result from their activities when performing a task. Airtasker Insurance is intended to cover the liability of the Airtasker Worker to the Job Poster or anyone else for injury or damage to property. Please refer to the Help Centre for more information on how Airtasker Insurance works for Airtasker Workers.
Airtasker Insurance does not apply to all activities, only the specified covered activities are insured.
All claims made under the insurance and for which the policy responds are subject to an excess that is payable by the Airtasker Worker. Airtasker Workers are encouraged to familiarise themselves with the applicable excess that applies for any actual or alleged demands for compensation against them. Please refer to the Help Centre for more information on excesses.
The policy does not cover personal injury to an Airtasker Worker or subcontractors and should not be considered a replacement for workers compensation, salary protection or other similar types of insurance. The policy also does not cover any damage to property of an Airtasker Worker or a subcontractor.
If you have any questions about this policy or how it will affect you, or to make a claim please contact us.
(*) Content provided by Modern Risk Solutions Pty Ltd who is Corporate Authorised Representative of PSC Connect Pty Ltd (Australian Financial Services Licence AFSL 344648)